Paying Bills and saving money

Alot of people have trouble paying thier bills ontime or even at all. It is a huge problem to overcome. Companys love people that dont pay thier bills ontime, its extra money for them and late charges and reinstalltion fees, that will be on your next bill.If you want to pay your bills ontime, your going to have do a couple things that involve a little sacraficing on the luxerys in life.

• The first thing you need to do is organize all your bills on a piece of paper so you know which ones you have. Then make a list of the bills that are needing to be payed at the first of the month and the bills that are going to be at the end of the month. That way you know which paycheck your going to use to pay the bills that are do at that time. Also you can setup some accounts online, if the company your paying the bill to will allow you to do so. The link below should explain more on online billing!

• Second thing is to write out a budget of how much money it takes you to live from paycheck to paycheck without killing yourself, things like grocerys, gas,money for lunches or just the everyday spending money in general.

• Third thing is to start saving some money, even if is a jar of coins to start with. You will be glad to see that you have some money saved. Do not pull any money out of the jar for one year and then see how much you got stashed for a good cause.You will see the money add up with a litlle here and a little there. One good idea is to have a dollar box and anytime you have an couple extra bucks in your wallet, just toss it in the box and youll see i promise.

All the bills are finally in order, no more late fees or phone calls.Everyting is rolling smoothly and your paying the biills as soon as they come in the mail or online. You also have a little cash saved up from the money jar, maybe a couple hundred bucks or more. So lets go spend it right!!! Wrong that could be the worst thing you could do, just because you got some cash doesn't mean that you have you spend it right away!! But you do deserve a little treat for all that hard work, maybe take your family out to a nice dinner or a movie. Just be sure not to over spend!!